What to do if your offer gets rejected: A First-Time Buyer’s Guide

Making an offer on your dream home is one of the most exciting and also at times a stressful time for the homebuying journey. So when your offer is rejected, it can feel like a major setback. But don’t panic, rejections are a normal part of the process, especially for first-time buyers.

The good news? A rejected offer doesn’t necessarily mean “the end.” It can often be the start of a more informed, strategic approach to securing the right property at the right price.

In this guide, we’ll walk you through;

1. Why offers get rejected?

2. What to do next

3. How to come back stronger

Home at Last can help you every step of the way. Book a free 15-minute consultation today and let's prepare you for your homebuying journey.

1. Why do offers get rejected?

There are several reasons a seller might turn down your offer and many are beyond your control. Here are the most common:

• Your offer was too low – In a competitive market, sellers may receive multiple offers and naturally go for the highest or most attractive one.

• The seller wants a faster completion – Sometimes, they choose a buyer who’s further along in the process (for example, mortgage in principle secured, solicitor instructed).

• You’re in a chain – If you’re relying on another property sale, a chain-free buyer might seem more reliable.

• Other buyers offered better terms – Even if the price is similar, flexible move-in dates or fewer conditions can win the deal.

• Emotional attachment – Occasionally, sellers have personal reasons for preferring one buyer over another for examples wanting their home to go to a family.

2. What to do next

Step 1: Don’t take it personally

Rejection can sting, but remember buying a home is a business transaction. Sellers are trying to make the best decision for themselves, just as you are.Instead of feeling discouraged, focus on what you can learn from the experience and how to strengthen your next offer.

Step 2: Ask the Estate Agent for feedback

After your offer is rejected, your next step should be to get feedback from the estate agent.Politely ask questions such as:

• “Could you let me know what influenced the seller’s decision?”

• “Were there higher offers, or was the timeline a factor?”

• “Is there a figure or condition that would make my offer more appealing?”

Agents are often willing to share hints, especially if they think you’re a serious, motivated buyer.

Step 3: Review your budget and mortgage position

If your offer was turned down for being too low, it may be worth reassessing your affordability.

• Do you have room to increase your offer slightly without overstretching yourself?

• Can your mortgage broker help confirm your upper borrowing limit?

If you’re not yet working with a broker, Home at Last can refer you to one of our trusted mortgage partners who specialise in helping first-time buyers navigate their finances strategically.

3. How to come back stronger

Step 4: Strengthen your position before re-offering

If you still want the property, make yourself a more attractive buyer.Here’s how:

• Get your mortgage in principle ready – This proves you’re serious and financially prepared.

• Instruct a solicitor early – Sellers prefer buyers who can move quickly.

• Be flexible with completion dates – Offering to fit around the seller’s timeline can give you an edge.

• Show reliability – Communicate clearly and promptly through the agent.

Sometimes, the seller’s first choice falls through and if you’ve presented yourself professionally, your offer could become Plan B.

Step 5: Know when to move on

If you’ve made your best offer and the seller isn’t budging, it’s okay to walk away. The right property will come along and often, it turns out to be an even better fit.Avoid emotional bidding wars that push you beyond your comfort zone. Staying within budget means less stress later when your monthly mortgage payments start.

Step 6: Stay prepared for the next opportunity

Property markets move fast, so use this time to stay ready.

• Keep your documents and mortgage in principle up to date.

• Have your deposit funds accessible.

• Continue browsing properties and building rapport with local estate agents.

When your next opportunity arises, you’ll be able to act confidently and potentially secure your dream home without delay.

How Home at Last Can Help

At Home at Last, we specialise in guiding first-time buyers through every step of the process from your first viewing to getting your keys.

Here’s how we can support you if your offer is rejected (or before you make the next one:

> Expert guidance on making competitive, realistic offers.

> Referrals to trusted mortgage brokers to strengthen your financial position.

> Personalised homeownership strategy to help you stay on track and confident throughout your journey.

If your offer didn’t go as planned, don’t lose heart, regroup, refocus and prepare smarter for your next move.

Ready to Bounce Back?

Book your free consultation. with our team today. We’ll help you understand your next steps, connect you with the right professionals, and turn that “no” into your next “yes.”!

Disclaimer:

This information is for general guidance only and does not constitute professional advice. The content is based on the author's research and opinions at the time of writing. Please consult with a qualified professionals before making any investment, financial, or business decisions.