Understanding Your Mortgage in Principle: A First-Time Buyer’s Guide
If you’re thinking about buying your first home, one of the first terms you’ll hear is “Mortgage in Principle” (often shortened to MIP or Agreement in Principle ). It sounds formal and maybe a bit intimidating but it’s actually one of the most helpful tools you can have as a first-time buyer. In this blog, we’ll explain what a Mortgage in Principle is, why it matters, how to get one, and how to use it confidently when you start viewing and offering on homes. Home at Last
How to read a property listing like a Pro - (Guide for First-Time Buyers)
Property Agents websites like Rightmove, Zoopla and OnTheMarket are packed with property listings but the real skill isn’t just finding homes - it’s understanding what a listing really tells you . Becoming a skilled reader of property listings helps you shortlist properties faster, avoid time-wasters and spot real opportunities before others do. In this guide, we’ll walk you through how to decode a property listing like a pro and what key details you should always pay atten
Is It Still Worth Buying a Property in the UK?
If you’ve been thinking about buying your first home, you’ve probably asked yourself the same question - “Is it still worth buying a property in the UK right now?” With rising rents, new government housing reforms, shifting mortgage rates, and an ongoing cost-of-living squeeze, it’s completely understandable to feel unsure. But here’s the good news, 2025 shaped up to be one of the most interesting years for first-time buyers , with new opportunities, increased buyer power a
